Prix et contenu
Devis personnalisé
Aucun prix fixe n'est publié pour cette juridiction : nous vérifions d'abord la nationalité et la résidence des bénéficiaires, l'activité, l'éventuel dirigeant local obligatoire, les licences et le tarif actuel du partenaire.
Création à distance pour résidents et non-résidents
Individual assessment: filing is electronic, but foreign identity codes, EEA-residence roles, PRH permits and a Finland representative can change the route.
Pour un résident
- A resident with Finnish identity/e-authentication can use the guided establishment service where all persons are eligible.
- Finnish-resident governance/contact can satisfy service-receipt obligations only if the role is genuine and registered.
Pour un non-résident
- A non-resident may own shares; persons without Finnish identity codes use the appropriate alternative filing and passport evidence.
- A non-EEA-resident board/MD configuration requires PRH permit analysis before filing.
Important : le droit d'un non-résident de détenir la société ne lui confère pas automatiquement le droit de vivre, de travailler ou de la gérer depuis ce pays. L'immigration, le permis de travail, la substance, le lieu de direction effective et la résidence fiscale sont évalués séparément.
LIMITES DE LA PROCÉDURE À DISTANCE
- An electronic-only registry policy does not mean the simplified guided service accepts every foreign person.
- PRH permits are discretionary decisions and are not promised in advance.
Préparation au KYC/KYB et à l'entrée en relation bancaire
PRÉPARATION / DOSSIER COHÉRENT
Nous ne contournons pas les contrôles de conformité. Nous préparons à l'avance un dossier cohérent afin de limiter les échanges évitables et les téléchargements répétés des mêmes documents.
Pré-vérification
- Before filing, IDs, proof of address, tax residence, names, dates, signatures and the UBO chart are reconciled across all documents.
- Notarisation, apostille, certified-translation, electronic-signature and power-of-attorney requirements are checked for each issuing country.
- A verifiable description of the product, customers, counterparties, flows and commercial rationale for the jurisdiction is prepared.
Dossier prêt pour la banque
- KYB clearly identifies EEA-resident officers, any Finland representative, actual management and Finnish rationale.
- The profile is matched to the selected bank or EMI's published and confirmed eligibility criteria before an application is made.
- The data room covers corporate records, UBO/KYC, contracts, website, invoices, source of funds/source of wealth and the payment-flow map.
- Approval, additional checks and onboarding timing always remain with the bank or EMI; incorporation does not predetermine them.
Le délai dépend de l'exhaustivité des données, du risque de l'activité et de la charge du prestataire. CrystalCore ne peut garantir ni l'ouverture d'un compte, ni le délai de décision, ni l'approbation d'une banque ou d'un EMI en particulier.
À qui cela convient
- Nordic-facing technology, SaaS and professional services with genuine Finnish business rationale.
- Operating subsidiaries with an EEA-resident governance solution or pre-approved PRH permit route.
- Founder teams able to maintain Finnish domicile, official contact and accounting/reporting.
Principales formes de société
- Osakeyhtiö (Oy), a private limited company whose statutory minimum share capital may be €0.
- Julkinen osakeyhtiö (Oyj), a public limited company with minimum share capital of €80,000.
- Avoin yhtiö, a general partnership.
- Kommandiittiyhtiö, a limited partnership with general and silent partners.
- An osuuskunta, branch of a foreign organisation and private trader for suitable member/foreign/personal models.
Associés, dirigeants et adresse
- A Finnish domicile/municipality and address/contact details, memorandum, articles, board and beneficial-owner data.
- An Oy may have zero share capital, but adequate operating funding and solvency duties remain.
- At least one ordinary board member and, separately, one deputy member must reside in the EEA, unless PRH grants a permit.
- A managing director residing outside the EEA requires PRH permission; residence, not citizenship, is decisive.
- If no registered officer/signatory resident in the EEA can receive service, a Finland-resident representative may be required.
Documents et KYC
- A passport or other acceptable ID for every founder, director, signatory and ultimate beneficial owner (UBO).
- Current proof of residential address and tax residence for every person subject to verification.
- A transparent ownership chart through to natural persons; a corporate participant also provides an extract, constitutional documents, good standing and an investment resolution.
- A description of the activity, markets, counterparties, expected turnover, source of funds and source of wealth, supported by evidence.
- Memorandum/articles, Finnish domicile/address, board/deputy/MD, signing powers, ownership and financial year.
- Finnish identity codes/e-authentication for the guided route or the alternative foreign-person filing documents and passport copies.
- A PRH permit application and certified enclosures where no qualifying EEA-resident officer is available.
- Certified corporate-founder records and Finnish/Swedish translations where required.
Étapes de création
- Conduct an individual review of Oy/Oyj/branch, the Finnish-ID route, EEA residence, PRH permits, representative, activity and tax links.
- Agree the memorandum/articles, domicile/address, board/deputy/MD, signing rights and beneficial owners.
- File through the appropriate online PRH/YTJ route and submit any permit/foreign-person attachments.
- After registration, complete beneficial-owner, tax/VAT/payroll, accounting and separate bank/EMI onboarding.
Délais indicatifs
Individual assessment is mandatory: the identity route, EEA-resident officers or PRH permits, translations and registry review determine timing; account onboarding is not included.
Aperçu fiscal
- A Finnish Oy files corporate income tax; the current rate, deductions and innovation/group treatment are checked for the relevant period.
- VAT, payroll/social insurance and withholding depend on activities, personnel and distributions.
- Foreign effective management, permanent establishment and related-party dealings require separate analysis.
Aperçu général, sans constituer un conseil fiscal ou juridique personnalisé. Les règles sont revérifiées avant le dépôt.
Entrée en relation bancaire et paiements
- Zero statutory capital does not remove operating-funding, solvency or bank KYB requirements.
- A bank/EMI independently reviews Finnish nexus, board/representative roles, UBOs, contracts and source of funds.
Obligations annuelles
- Annual financial statements are filed with PRH in the applicable format, with an audit where thresholds require it.
- Corporate tax, VAT/payroll filings and compliant accounting records.
- Current beneficial-owner and Trade Register details; official address/representative and governance are maintained.
Restrictions et risques
- A zero-capital Oy must not be presented as requiring no genuine funding or solvency planning.
- Board, deputy and managing-director residence tests are separate; satisfying one role does not cure another.
- Incorporation does not disapply UBO disclosure, AML/KYC or sanctions screening by the registrar, notary, provider, tax authority or financial institution.
- The place of incorporation does not automatically determine tax residence: effective management, permanent establishment, CFC rules and the owners' personal residence require separate analysis.
- Registration does not grant a licence, residence or work rights and does not guarantee a bank or EMI account.
Étendue de l'accompagnement
- Individual coordination of PRH/YTJ, foreign-person forms, EEA governance/permits, the Finland representative and accountant/KYB hand-off.
- Comparison of entity forms, ownership structure, governance, tax links and substance requirements before filing.
- Coordination of the address, notary, lawyer or authorised representative, translations, apostille and the corporate pack.
- Preparation of a verifiable KYB data room and responses to legitimate compliance requests without promising a bypass, approval or timing.
- Accountant hand-off and creation of an accounts, tax, VAT, payroll, UBO, licence and registry compliance calendar.
Le contenu exact de l'offre Basic et toutes les exclusions figurent dans la section tarifaire ci-dessus. Les structures non standard et les coûts externes sont convenus avant paiement.
Sources officielles
Exigences vérifiées le 9 août 2026. Avant le dépôt, nous revérifions les règles, formulaires, frais et restrictions auprès de l'autorité d'immatriculation.
© 2026 CRYSTALCORE
SOURCES VÉRIFIÉES / 9 août 2026
