Business bank / Digital bank / EMI / DIRECTORY
Relay
An independent overview of Relay's public criteria. CrystalCore helps assess fit, prepare the KYB pack and navigate the application process without promising approval.
Business bank / Digital bank / EMI
United States
Web · Mobile app · Accounting integrations
August 9, 2026
Best fit and business types
U.S. LLCs, corporations, and partnerships with a U.S. operating presence; some products have narrower criteria.
Capabilities
- USD business accounts through a partner bank
- ACH, wires, bill pay, and cards
- Cash-flow separation across accounts
How onboarding works
Online application with KYB/KYC and verification of EIN, owners, addresses, and operating presence.
Baseline eligibility
The company must be U.S.-formed and operated; citizenship, country, and product-specific restrictions apply.
Restrictions and risk review
Escrow, trusts, Series LLCs, MSBs, crypto/NFT, cannabis, debt collection, adult, gambling, and other sectors are unsupported.
Channels and integrations
Official sources
Public information reviewed on August 9, 2026. Criteria may change without notice, so current requirements are reconfirmed with the organisation before applying.
IMPORTANT / NO APPROVAL GUARANTEE
This page is informational and does not state a partnership between CrystalCore and Relay. Availability depends on company jurisdiction, UBO residence and citizenship, activity, markets, turnover and an independent KYC/KYB/AML review. Relay makes the final decision.