Traditional bank / Business bank / Cross-border payments / DIRECTORY
DBS Business
An independent overview of DBS Business's public criteria. CrystalCore helps assess fit, prepare the KYB pack and navigate the application process without promising approval.
Traditional bank / Business bank / Cross-border payments
Singapore · Asia · APAC
DBS IDEAL · FAST · GIRO
August 9, 2026
Best fit and business types
Singapore startups and SMEs, plus foreign-owned Singapore companies through a separate guided route; international structures need a verifiable Asian business profile.
Capabilities
- Business multi-currency account
- FAST, GIRO, international transfers and FX
- DBS IDEAL, corporate cards and access controls
How onboarding works
Fully locally owned Singapore companies may qualify for the online route. Foreign ownership follows a separate review with corporate documents, UBO/SOW, business activity, Asian presence and possible relationship-manager involvement.
Baseline eligibility
The company must meet product criteria and evidence registration, owners, signers, activity and expected flows. The foreign-owned route considers presence in Asia and source of wealth.
Restrictions and risk review
The instant online route does not automatically cover non-residents or foreign ownership. Regulated activities require licences and enhanced documentation; opening is always subject to DBS approval.
Channels and integrations
Official sources
Public information reviewed on August 9, 2026. Criteria may change without notice, so current requirements are reconfirmed with the organisation before applying.
IMPORTANT / NO APPROVAL GUARANTEE
This page is informational and does not state a partnership between CrystalCore and DBS Business. Availability depends on company jurisdiction, UBO residence and citizenship, activity, markets, turnover and an independent KYC/KYB/AML review. DBS Business makes the final decision.