Digital bank / EMI / Cross-border payments / DIRECTORY
Wise Business
An independent overview of Wise Business's public criteria. CrystalCore helps assess fit, prepare the KYB pack and navigate the application process without promising approval.
Digital bank / EMI / Cross-border payments
Global · Europe · United Kingdom · United States · APAC
Web · Mobile app · REST API
August 9, 2026
Best fit and business types
Freelancers, sole traders, partnerships, private and public companies; trusts only in selected countries.
Capabilities
- Multi-currency business account
- Local account details in eligible currencies
- International transfers and batch payments
How onboarding works
Online application and remote KYB/KYC; available features depend on incorporation country and address.
Baseline eligibility
Supported country, eligible legal form, transparent ownership, and verifiable business activity.
Restrictions and risk review
Sanctions exposure, bearer shares, and selected crypto, tobacco, adult, and other models are unsupported; the current AUP applies.
Channels and integrations
Official sources
Public information reviewed on August 9, 2026. Criteria may change without notice, so current requirements are reconfirmed with the organisation before applying.
IMPORTANT / NO APPROVAL GUARANTEE
This page is informational and does not state a partnership between CrystalCore and Wise Business. Availability depends on company jurisdiction, UBO residence and citizenship, activity, markets, turnover and an independent KYC/KYB/AML review. Wise Business makes the final decision.