Business bank / Digital bank / EMI / DIRECTORY
Tide
An independent overview of Tide's public criteria. CrystalCore helps assess fit, prepare the KYB pack and navigate the application process without promising approval.
Business bank / Digital bank / EMI
United Kingdom · Germany
Web · Mobile app · Open Banking
August 9, 2026
Best fit and business types
In the UK, sole traders, freelancers, and Ltd directors; in Germany, supported local forms including freelancers, Einzelunternehmen, UG, and GmbH.
Capabilities
- Digital business account
- Cards, invoicing, and expense management
- Accounting and administration tools
How onboarding works
Online through the website or app; address, phone, director, and entity requirements depend on the product country.
Baseline eligibility
A supported local company or self-employed activity, an adult applicant, and successful KYB/KYC.
Restrictions and risk review
Client-money, MSBs, crypto, gambling, weapons, adult, unlicensed regulated goods, and other high-risk sectors are generally excluded.
Channels and integrations
Official sources
Public information reviewed on August 9, 2026. Criteria may change without notice, so current requirements are reconfirmed with the organisation before applying.
IMPORTANT / NO APPROVAL GUARANTEE
This page is informational and does not state a partnership between CrystalCore and Tide. Availability depends on company jurisdiction, UBO residence and citizenship, activity, markets, turnover and an independent KYC/KYB/AML review. Tide makes the final decision.