Traditional bank / Business bank / DIRECTORY
RBC Royal Bank Business
An independent overview of RBC Royal Bank Business's public criteria. CrystalCore helps assess fit, prepare the KYB pack and navigate the application process without promising approval.
Traditional bank / Business bank
Canada
Online banking · RBC Express · Mobile app
August 9, 2026
Best fit and business types
Sole proprietorships, small businesses, non-profits and corporations operating in Canada.
Capabilities
- Business chequing accounts, including Digital Choice for digitally active small businesses
- Online and mobile banking, including RBC Express for larger organizations
- Business credit cards and financing
How onboarding works
Standard small-business chequing accounts can be opened online with an account number issued within minutes; more complex entities work with a business banking advisor.
Baseline eligibility
The business must be registered and operating in Canada; the specific product depends on transaction volume and needs.
Restrictions and risk review
Not a remote route for companies without a Canadian presence; standard credit and KYC/AML checks apply, and fees vary by account tier.
Channels and integrations
Official sources
Public information reviewed on August 9, 2026. Criteria may change without notice, so current requirements are reconfirmed with the organisation before applying.
IMPORTANT / NO APPROVAL GUARANTEE
This page is informational and does not state a partnership between CrystalCore and RBC Royal Bank Business. Availability depends on company jurisdiction, UBO residence and citizenship, activity, markets, turnover and an independent KYC/KYB/AML review. RBC Royal Bank Business makes the final decision.