Traditional bank / Business bank / Cross-border payments / DIRECTORY
OCBC Business Banking
An independent overview of OCBC Business Banking's public criteria. CrystalCore helps assess fit, prepare the KYB pack and navigate the application process without promising approval.
Traditional bank / Business bank / Cross-border payments
Singapore · Asia · APAC
OCBC Velocity · PayNow Corporate · FAST
August 9, 2026
Best fit and business types
Singapore-registered startups, SMEs, sole proprietorships, partnerships, LLPs and companies; the route depends on ownership, signers and digital-verification availability.
Capabilities
- SGD and multi-currency business accounts
- PayNow Corporate, FAST, GIRO and international transfers
- OCBC Velocity, cards and accounting integrations
How onboarding works
A digital route is available to eligible Singapore companies. Other structures may need forms, a board resolution, corporate documents, passports and address evidence for UBOs, directors and signers, with possible branch attendance.
Baseline eligibility
The standard product targets a Singapore-registered business with transparent ownership and signer authority. Remote eligibility for foreign-owned structures must be confirmed before applying.
Restrictions and risk review
Instant opening applies only to eligible profiles and is not automatic approval. The bank may request certified copies, in-person attendance, enhanced SOW/SOF and industry documents.
Channels and integrations
Official sources
Public information reviewed on August 9, 2026. Criteria may change without notice, so current requirements are reconfirmed with the organisation before applying.
IMPORTANT / NO APPROVAL GUARANTEE
This page is informational and does not state a partnership between CrystalCore and OCBC Business Banking. Availability depends on company jurisdiction, UBO residence and citizenship, activity, markets, turnover and an independent KYC/KYB/AML review. OCBC Business Banking makes the final decision.