Business bank / Digital bank / EMI / DIRECTORY
Mercury
An independent overview of Mercury's public criteria. CrystalCore helps assess fit, prepare the KYB pack and navigate the application process without promising approval.
Business bank / Digital bank / EMI
United States
Web · Mobile app · REST API
August 9, 2026
Best fit and business types
Most companies formed in the United States or a U.S. territory, including companies with international founders.
Capabilities
- USD business accounts through partner banks
- ACH, domestic, and international wires
- Cards, invoicing, and treasury tools
How onboarding works
Fully online; international founders need not be U.S. residents, but the company must have existing or planned U.S. operations.
Baseline eligibility
U.S. formation, EIN, acceptable operating address, company documents, UBO information, and a clear business description.
Restrictions and risk review
MSBs, adult entertainment, cannabis, internet gambling, and trusts are unsupported; some founder-residence countries are excluded.
Channels and integrations
Official sources
Public information reviewed on August 9, 2026. Criteria may change without notice, so current requirements are reconfirmed with the organisation before applying.
IMPORTANT / NO APPROVAL GUARANTEE
This page is informational and does not state a partnership between CrystalCore and Mercury. Availability depends on company jurisdiction, UBO residence and citizenship, activity, markets, turnover and an independent KYC/KYB/AML review. Mercury makes the final decision.